Disclaimer

This website is designed to bring you general information only. This website does not provide tax, legal, financial or investment advice.

The term assurance information on this website is obtained from various third parties and product providers and whilst it is believed to be correct, the accuracy of the information is not guaranteed. We have no liability to you with respect to the accuracy of such information. In addition, whilst every effort is made to ensure the information given to us by third parties is up to date, there may be a time delay in receiving that information. You should therefore check the accuracy of the information.

The website may only list the product providers with whom we have arrangements and may not cover all product providers in the market. We cannot guarantee that a product provider will be able to provide a policy at any particular time. We do not accept any liability in the event of withdrawal of any offering of an investment or for rejection of your application by the Product Provider for any reason whatsoever.

We make no warranty that the website will meet your requirements or will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that the site or its server are free from viruses or bugs or that the information will be full, accurate or reliable. We will not be liable to you for any loss of material uploaded or transmitted through the website.

In the event that there are third party links to other website's for your convenience, you acknowledge and agree that we are not responsible for the availability or functionality of such external sites. We do not endorse the content of any external sites and are not
responsible or liable, directly or indirectly, for any loss however caused to you by your use of any external site.

We shall not be liable to you where performance of any of our obligations to you is prevented, frustrated or impeded by any circumstance or cause beyond our control.

Your use of this Website

These Terms apply to your use of our website. If you are not over 18 or not living in the Republic of Ireland, you should not attempt to make an application. However, subject to your acceptance of these Terms, you should feel free to browse. An application signifies
that you have read and understood the Terms and that you agree to be bound by them. If you do not agree to be bound by these Terms and Conditions in their entirety, you should not use this website. In using this website, we require that you abide by these Terms. If
you fail to abide by them, and this failure causes us to suffer a claim, action, liability, or loss because of your failure to abide by these Terms, you agree to indemnify us, on demand, for all costs and expenses, including legal fees that arise.

We reserve the right at any time to modify or withdraw, temporarily or permanently, the website or any part of it without notice to you and we will not be liable to you in any way for any modification or withdrawal of the website. We also reserve the right to modify
these Terms without reference to you.We reserve the right at any time to refuse to process a transaction for any reason. We will

not be liable to you or any third party by reason of our failing to process a transaction. These Terms shall be governed by and construed in accordance with Irish law and the Irish courts shall have jurisdiction over any disputes between us.

If any part of these Terms is found to be unenforceable as a matter of law, all other parts of these Terms shall not be affected and shall remain in force.

AUTHORISED STATUS

Our firm is authorised in Ireland to provide the advice on insurance policies under Section 57 of the Investments Intermediaries Act, 1995, as amended.